Arval vs. FlatDrive: The Great Car Subscription Comparison 2026
Which provider is a better fit for you? We compare Arval and FlatDrive side by side. Discover differences in prices, inclusions, and contract flexibility.
100% Independent
Real-time Live Data
Continuously updated
Included
Optional extra
Not included
-Not specified
| Providers in Comparison | ||
|---|---|---|
| Offer Type | Car Subscription | Car Subscription |
| Google Review | 4.5 | 4.5 |
| Price per month in current inventory | from 249 CHF | from 395 CHF |
Insurance | ||
| Liability Insurance | IncludedIncluded Liability Insurance | IncludedIncluded Liability Insurance |
| Comprehensive (Full Casco) Insurance | IncludedIncluded Comprehensive (Full Casco) Insurance | IncludedIncluded Comprehensive (Full Casco) Insurance |
| Parking Damage Protection | IncludedIncluded Maximum two times a year. | IncludedIncluded Parking Damage Protection |
| Glass Breakage Insurance | IncludedIncluded Glass Breakage Insurance | IncludedIncluded Glass Breakage Insurance |
| Replacement vehicle | IncludedIncluded Replacement vehicle | Optional extraOptional Replacement vehicle |
Price & Conditions | ||
| One-time base fee | IncludedIncluded No flat start fee. | IncludedIncluded No flat start fee. |
| Deposit | IncludedIncluded No deposit. | Optional extraOptional Deposit possible. |
| Early termination | IncludedIncluded Early termination | IncludedIncluded Early termination is possible, but not free. |
| Price guarantee during term | IncludedIncluded Price guarantee during term | Not includedExcluded Price guarantee during term |
Mileage & Duration | ||
| Included kilometers | IncludedIncluded Included kilometers | IncludedIncluded Included kilometers |
| Minimum term | IncludedIncluded Minimum term | IncludedIncluded Minimum term |
| Cancellation period after minimum term | IncludedIncluded Early termination only in exceptional cases. | IncludedIncluded Cancellation period after minimum term |
| Extra kilometer costs | IncludedIncluded Extra kilometer costs | IncludedIncluded Additional kilometers are contractually regulated. |
| Credit for unused kilometers | IncludedIncluded Unused kilometers are reimbursed, but with a cap. | Not includedExcluded There is no refund for untraveled kilometers. |
| Mileage Adjustment | Not includedExcluded Mileage Adjustment | Optional extraOptional An adjustment is possible, but not regarded as a free customer right. |
| Adjustable mileage package | Not includedExcluded Adjustable mileage package | Optional extraOptional Mid-year adjustment is possible, but managed by FlatDrive. |
Registration & Admin | ||
| Vehicle Taxes | IncludedIncluded Vehicle Taxes | IncludedIncluded Vehicle Taxes |
| Registration | IncludedIncluded Registration | IncludedIncluded Registration |
| Service & Maintenance | IncludedIncluded Service & Maintenance | IncludedIncluded Service & Maintenance |
| MFK | IncludedIncluded MFK | IncludedIncluded MFK |
| License Plate | IncludedIncluded License Plate | IncludedIncluded The license plate is generally included, the canton change costs extra. |
| Motorway vignette | IncludedIncluded Initial vignette | IncludedIncluded Motorway vignette |
| Reminder Fees / Payment Delay | IncludedIncluded Reminder Fees / Payment Delay | IncludedIncluded Reminder fees are provided. |
| Processing fee for damages | IncludedIncluded Processing fee for damages | IncludedIncluded Damage-related processing costs are provided. |
Tires | ||
| Tyre Change Service | IncludedIncluded Tyre Change Service | IncludedIncluded Tyre Change Service |
| Tyre Storage | Not includedExcluded Tyre Storage | IncludedIncluded Tyre Storage |
| Summer Tyres | IncludedIncluded Summer Tyres | IncludedIncluded Summer tires are covered as part of the tires, unless all-season tires are used. |
| Winter Tyres | IncludedIncluded Winter Tyres | IncludedIncluded Winter tires are covered as part of the tires, unless all-season tires are used. |
| Tire wear | IncludedIncluded Tire wear | IncludedIncluded Tire wear |
Contract Flexibility & Fees | ||
| Trade-in old car | Not includedExcluded Trade-in old car | IncludedIncluded A trade-in is generally possible. |
| Home delivery | IncludedIncluded Home delivery | Optional extraOptional CHF 195.00 |
| Pickup on return | Not includedExcluded Pickup on return | Optional extraOptional Pickup is possible, but not free. |
Services | ||
| 24/7 Assistance | IncludedIncluded 24/7 Assistance | IncludedIncluded 24/7 Assistance |
| Digital access | IncludedIncluded Digital access | IncludedIncluded Digital access |
| App available | IncludedIncluded App available | Not includedExcluded App available |
| Digital Damage Report | IncludedIncluded Digital Damage Report | IncludedIncluded Digital Damage Report |
Running Costs | ||
| AdBlue included | Optional extraOptional No separate AdBlue arrangement. | Not includedExcluded AdBlue included |
| Wiper fluid / Supplies | Optional extraOptional Wiper fluid / Supplies | Not includedExcluded Wiper fluid / Supplies |
Return | ||
| Vehicle cleaning on return | Optional extraOptional Vehicle cleaning on return | Optional extraOptional Cleaning is the customer's return obligation. |
| Additional costs for heavy dirt | Optional extraOptional Additional costs for heavy dirt | Optional extraOptional Severe dirtiness is chargeable. |
| Additional costs for hair / smell | Optional extraOptional Additional costs for hair / smell | Optional extraOptional Pet hair and odors can incur significant additional costs. |
| Additional costs for smoking | Optional extraOptional Additional costs for smoking | Optional extraOptional Smoking is not allowed and is chargeable. |
| Fuel/Charge level on return | Optional extraOptional Fuel/Charge level on return | Optional extraOptional The energy condition at return is expressly regulated. |
Usage & Abroad | ||
| Foreign travel | IncludedIncluded Foreign travel | IncludedIncluded Foreign travel is generally allowed, but geographically restricted. |
| Business use allowed | Not includedExcluded Commercial use is excluded. | IncludedIncluded Business use allowed |
Driver Profile | ||
| Additional Drivers | IncludedIncluded Additional Drivers | IncludedIncluded Additional drivers are allowed, but the customer is responsible for their behavior. |
| Driving lessons allowed | Not includedExcluded Use for driving lessons is excluded. | Optional extraOptional Driving lessons are only possible on selected vehicles. |
| Pets allowed | IncludedIncluded Pets allowed | Optional extraOptional Practically only with transport box. |
| Smoking allowed | IncludedIncluded Smoking allowed | Not includedExcluded Smoking is prohibited. |
| Offers 52 active offers | Offers 82 active offers | |
Arval
4.5
Car Subscriptionfrom
249 CHF
Full Comprehensive Insurance
Included
Service & Maintenance
Included
Summer & Winter Tires
Included
Taxes & Registration
Included
FlatDrive
4.5
Car Subscriptionfrom
395 CHF
Full Comprehensive Insurance
Included
Service & Maintenance
Included
Summer & Winter Tires
Included
Taxes & Registration
Included
Our Comparison Methodology
This comparison is based on daily inventory data and the providers' official contract conditions. We assess objectively according to fixed criteria such as value for money, inclusions, and transparency.
100% Independent & Objective
Daily Updated Conditions