FlatDrive vs. simpcar: The Great Car Subscription Comparison 2026
Which provider is a better fit for you? We compare FlatDrive and simpcar side by side. Discover differences in prices, inclusions, and contract flexibility.
100% Independent
Real-time Live Data
Continuously updated
Included
Optional extra
Not included
-Not specified
| Providers in Comparison | ||
|---|---|---|
| Offer Type | Car Subscription | Car Subscription |
| Google Review | 4.5 | 5 |
| Price per month in current inventory | from 395 CHF | from 440 CHF |
Insurance | ||
| Liability Insurance | IncludedIncluded Liability Insurance | IncludedIncluded Liability Insurance |
| Comprehensive (Full Casco) Insurance | IncludedIncluded Comprehensive (Full Casco) Insurance | IncludedIncluded Comprehensive (Full Casco) Insurance |
| Parking Damage Protection | IncludedIncluded Parking Damage Protection | IncludedIncluded Parking Damage Protection |
| Glass Breakage Insurance | IncludedIncluded Glass Breakage Insurance | IncludedIncluded Glass Breakage Insurance |
| Replacement vehicle | Optional extraOptional Replacement vehicle | IncludedIncluded Replacement vehicle |
| Gross Negligence Cover | Not includedExcluded Gross Negligence Cover | Optional extraOptional Gross Negligence Cover |
Price & Conditions | ||
| One-time base fee | IncludedIncluded No flat start fee. | IncludedIncluded No flat start fee. |
| Deposit | Optional extraOptional Deposit possible. | IncludedIncluded No deposit. |
| Early termination | IncludedIncluded Early termination is possible, but not free. | Optional extraOptional Early termination |
| Automatic renewal | Not includedExcluded An automatic extension is not generally guaranteed. | IncludedIncluded Automatic renewal |
Mileage & Duration | ||
| Included kilometers | IncludedIncluded Included kilometers | IncludedIncluded Included kilometers |
| Minimum term | IncludedIncluded Minimum term | IncludedIncluded Minimum term |
| Cancellation period after minimum term | IncludedIncluded Cancellation period after minimum term | IncludedIncluded Cancellation period after minimum term |
| Extra kilometer costs | IncludedIncluded Additional kilometers are contractually regulated. | IncludedIncluded Extra kilometer costs |
| Mileage Adjustment | Optional extraOptional An adjustment is possible, but not regarded as a free customer right. | Not includedExcluded Mileage Adjustment |
| Adjustable mileage package | Optional extraOptional Mid-year adjustment is possible, but managed by FlatDrive. | Not includedExcluded Adjustable mileage package |
Registration & Admin | ||
| Vehicle Taxes | IncludedIncluded Vehicle Taxes | IncludedIncluded Vehicle Taxes |
| Registration | IncludedIncluded Registration | IncludedIncluded Registration |
| Service & Maintenance | IncludedIncluded Service & Maintenance | IncludedIncluded Service & Maintenance |
| MFK | IncludedIncluded MFK | IncludedIncluded MFK |
| License Plate | IncludedIncluded The license plate is generally included, the canton change costs extra. | IncludedIncluded License Plate |
| Motorway vignette | IncludedIncluded Motorway vignette | IncludedIncluded Motorway vignette |
| Reminder Fees / Payment Delay | IncludedIncluded Reminder fees are provided. | IncludedIncluded Reminder Fees / Payment Delay |
| Processing fee for damages | IncludedIncluded Damage-related processing costs are provided. | Not includedExcluded Processing fee for damages |
Tires | ||
| Tyre Change Service | IncludedIncluded Tyre Change Service | IncludedIncluded Tyre Change Service |
| Tyre Storage | IncludedIncluded Tyre Storage | Not includedExcluded Tyre Storage |
| Summer Tyres | IncludedIncluded Summer tires are covered as part of the tires, unless all-season tires are used. | IncludedIncluded Summer Tyres |
| Winter Tyres | IncludedIncluded Winter tires are covered as part of the tires, unless all-season tires are used. | IncludedIncluded Winter Tyres |
| Tire wear | IncludedIncluded Tire wear | IncludedIncluded Tire wear |
Contract Flexibility & Fees | ||
| Trade-in old car | IncludedIncluded A trade-in is generally possible. | Not includedExcluded Trade-in old car |
| Home delivery | Optional extraOptional CHF 195.00 | Optional extraOptional Home delivery |
| Pickup on return | Optional extraOptional Pickup is possible, but not free. | Not includedExcluded Pickup on return |
Services | ||
| 24/7 Assistance | IncludedIncluded 24/7 Assistance | IncludedIncluded 24/7 Assistance |
| Digital access | IncludedIncluded Digital access | IncludedIncluded Digital access |
| Digital Damage Report | IncludedIncluded Digital Damage Report | IncludedIncluded Digital Damage Report |
Return | ||
| Vehicle cleaning on return | Optional extraOptional Cleaning is the customer's return obligation. | Optional extraOptional Vehicle cleaning on return |
| Additional costs for heavy dirt | Optional extraOptional Severe dirtiness is chargeable. | Optional extraOptional Additional costs for heavy dirt |
| Additional costs for hair / smell | Optional extraOptional Pet hair and odors can incur significant additional costs. | Optional extraOptional Additional costs for hair / smell |
| Additional costs for smoking | Optional extraOptional Smoking is not allowed and is chargeable. | Optional extraOptional Additional costs for smoking |
| Fuel/Charge level on return | Optional extraOptional The energy condition at return is expressly regulated. | Optional extraOptional Fuel/Charge level on return |
Usage & Abroad | ||
| Foreign travel | IncludedIncluded Foreign travel is generally allowed, but geographically restricted. | IncludedIncluded Foreign travel |
| Business use allowed | IncludedIncluded Business use allowed | IncludedIncluded Business use allowed |
Driver Profile | ||
| Additional Drivers | IncludedIncluded Additional drivers are allowed, but the customer is responsible for their behavior. | IncludedIncluded Additional Drivers |
| Driving lessons allowed | Optional extraOptional Driving lessons are only possible on selected vehicles. | Not includedExcluded Driving lessons allowed |
| Pets allowed | Optional extraOptional Practically only with transport box. | Not includedExcluded Pets allowed |
| Offers 63 active offers | Offers 48 active offers | |
FlatDrive
4.5
Car Subscriptionfrom
395 CHF
Full Comprehensive Insurance
Included
Service & Maintenance
Included
Summer & Winter Tires
Included
Taxes & Registration
Included
simpcar
5
Car Subscriptionfrom
440 CHF
Full Comprehensive Insurance
Included
Service & Maintenance
Included
Summer & Winter Tires
Included
Taxes & Registration
Included
Our Comparison Methodology
This comparison is based on daily inventory data and the providers' official contract conditions. We assess objectively according to fixed criteria such as value for money, inclusions, and transparency.
100% Independent & Objective
Daily Updated Conditions